Calculate your Spanish take-home pay (sueldo neto), personal income tax (IRPF), and social security deductions (Seguridad Social).
| Tax / Contribution | Rate / Threshold 2026 |
|---|---|
| Seguridad Social (Contingencias comunes) | 4,70 % (lubos ~56.646 €/metus) |
| Seguridad Social (Desempleo) | 1,55 % (indefinido) / 1,60 % (temporal) |
| Formación Profesional & MEI | 0,10 % (FP) + 0,14 % (MEI 2026) |
| Mínimo personal y familiar | 5.550 € (bazinė suma su 0 % tarifu) |
| IRPF pakopa 1 (iki 12.450 €) | 19,00 % (9,5% valstybė + 9,5% regionas) |
| IRPF pakopa 2 (12.450 – 20.200 €) | 24,00 % (12% valstybė + 12% regionas) |
| IRPF pakopa 3 (20.200 – 35.200 €) | 30,00 % (15% valstybė + 15% regionas) |
| IRPF pakopa 4 (35.200 – 60.000 €) | 37,00 % (18,5% valstybė + 18,5% regionas) |
| IRPF pakopa 5 (60.000 – 300.000 €) | 45,00 % (22,5% valstybė + 22,5% regionas) |
| IRPF pakopa 6 (virš 300.000 €) | 47,00 % (24,5% valstybė + 22,5% regionas) |
| Darbdavio Seguridad Social įmokos | ~30,40 % virš bruto atlyginimo |
IRPF combines state (estatal) and autonomous (autonómica) progressive scales. Tax rates range from 19% (up to €12,450) to 47% (over €300,000). A personal tax-free allowance of €5,550 (Mínimo personal) plus child deductions are applied before calculating the final tax.
The standard employee deduction is 6.49%: 4.70% for common contingencies, 1.55% for unemployment, 0.10% for professional training, and 0.14% for the intergenerational equity mechanism (MEI), subject to the official monthly contribution cap (~€4,720/mo).
In Spain, collective agreements often structure annual pay into 14 disbursements: 12 monthly salaries plus 2 extra payments (summer and December). Total annual net pay and taxes remain identical.
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