Ƙiyasta harajin SE, harajin kuɗin shiga na tarayya, ragi na QBI, da biyan kuɗi na kwata-kwata na 2026.
SINGLE / SHAIEN GIDA
| Kuɗi | Kudin shiga da ake biyan haraji |
|---|---|
| 10% | $0 – $11,925 |
| 12% | $11,926 – $48,475 |
| 22% | $48,476 – $103,350 |
| 24% | $103,351 – $197,300 |
| 32% | $197,301 – $250,525 |
| 35% | $250,526 – $626,350 |
| 37% | Sama da $626,350 |
MA'AURATA SUNA GABATAR DA HAƊIN
| Kuɗi | Kudin shiga da ake biyan haraji |
|---|---|
| 10% | $0 – $23,850 |
| 12% | $23,851 – $96,950 |
| 22% | $96,951 – $206,700 |
| 24% | $206,701 – $394,600 |
| 32% | $394,601 – $501,050 |
| 35% | $501,051 – $751,600 |
| 37% | Sama da $751,600 |
| Sashe | Kuɗi | Iyaka / bayanin kula |
|---|---|---|
| Ma'aunin ribar net | 92.35% | = 100% − 7.65% (daidaiton rabin ma'aikaci) |
| Tsaron Zamantakewa | 12.4% | Har zuwa $184,500 tushen albashi |
| Medicare (tushe) | 2.9% | Mara iyaka |
| Ƙarin Medicare | 0.9% | Ribar net > $200,000 (single) / $250,000 (MFJ) |
| Cire harajin SE | 50% | Rabin harajin SE da ake cirewa daga babban kuɗin shiga |
| Rage QBI (§199A) | 20% | Na kuɗin shiga kasuwanci da ya cancanta; ana iya amfani da raguwa a hankali |
| Ragewa na yau da kullum (single) | $15,000 | 2026 |
| Ragewa na yau da kullum (MFJ) | $30,000 | 2026 |
| Ragewa na yau da kullum (HoH) | $22,500 | 2026 |
Harajin SE haɗe ne da harajin Social Security (12.4%) da Medicare (2.9%). Ma'aikata suna raba waɗannan da masu aiki; idan kai mai aikin kanka ne kana biyan rabi biyu — don haka jimillar 15.3%. Kana iya cire rabi daga jimillar kuɗin shiga a matsayin cirewa kai tsaye.
IRS na rage kuɗin shiga na aikin kai tsaye da kashi 7.65% kafin amfani da adadin harajin SE — wanda ke nuna cewa ma'aikacin da ke biyan albashi ma yana biyan 7.65% a kai. Don haka harajin SE = riba mai tsabta × 0.9235 × 0.153 (har zuwa tushen albashin SS).
Ee, idan kana tsammanin za ka bi aƙalla $1,000 na harajin tarayya na shekarar. Kwanakin biya na kwata-kwata: 15 Afrilu, 16 Yuni, 15 Satumba, 15 Janairu na shekara mai zuwa. Yi amfani da Form 1040-ES.
Rage Kuɗin Shiga na Kasuwanci da Ya Cancanta (QBI) (Sashe na 199A) yana ba da damar yawancin masu sana'a da kansu su rage har zuwa 20% na kuɗin shiga kasuwanci. Yana rage kuɗin shiga da ake haraji na tarayya, ba harajin SE ba. Wasu "ƙayyadaddun sana'o'i ko kasuwanci" (SSTBs) suna ƙarewa a manyan kuɗaɗen shiga.
Ee — ana nuna ƙarin harajin Medicare na 0.9% lokacin da kuɗin shiga na aikin kai tsaye ya wuce $200,000 (marar aure) ko $250,000 (ma'aurata). Lura: ainihin ma'aunin yana dogara ne akan jimillar albashi da kuɗin shiga na aikin kai tsaye a haɗe, ba kuɗin shiga na SE kaɗai ba.
e-Buhalteris yana taimaka maka wajen bayar da invois, bin diddigin kuɗaɗen kashewa, da sarrafa harkokin kuɗi a kan iyakoki.
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