Ƙiyasta kuɗin da za ka ɗauka bayan harajin kuɗin shiga na tarayya, FICA (Tsaron Zamantakewa + Medicare) da harajin kuɗin shiga na jiha na kowace jiha daga cikin 50.
Mafi girman ƙimar haraji na jihar da aka zaɓa (2026). Gyara idan kuɗin shigarka ya faɗi cikin ƙaramin rukuni.
Kimanta kowane albashi · jimillar shekara da aka nuna a ƙasa
Ana amfani da shi ga kuɗin shiga da ake haraji = jimillar shekara − ragi na yau da kullum ($16,100 mara aure / $32,200 ma'aurata)
Mai gabatar da haraji mara aure
| Kuɗi | Kudin shiga da ake biyan haraji |
|---|---|
| 10% | $0 – $12,400 |
| 12% | $12,401 – $50,400 |
| 22% | $50,401 – $105,700 |
| 24% | $105,701 – $201,775 |
| 32% | $201,776 – $256,225 |
| 35% | $256,226 – $640,600 |
| 37% | $640,601 + |
Aure da ake yi tare
| Kuɗi | Kudin shiga da ake biyan haraji |
|---|---|
| 10% | $0 – $24,800 |
| 12% | $24,801 – $100,800 |
| 22% | $100,801 – $211,400 |
| 24% | $211,401 – $403,550 |
| 32% | $403,551 – $512,450 |
| 35% | $512,451 – $768,700 |
| 37% | $768,701 + |
| Haraji | Ƙimar ma'aikaci | Tushen albashi / iyaka |
|---|---|---|
| Tsaron Zamantakewa | 6.2% | Har zuwa $184,500/shekara |
| Medicare | 1.45% | Babu iyaka |
| Ƙarin Medicare | 0.9% | Sama da $200,000 (Single) / $250,000 (MFJ) |
Tushe: Batun IRS Lamba 751 — Adadin riƙe kuɗi na Tsaron Jama'a da Medicare
Ainihin albashin Amurka yana cire harajin shiga na tarayya (bisa ga ma'aunin IRS), Tsaron Jama'a (6.2%), Medicare (1.45%), da harajin shiga na jiha. Wasu birane da gundumomi kuma suna ɗaukar harajin shiga na gida — wannan na'urar lissafi ba ta haɗa da waɗannan ba.
FICA na nufin Federal Insurance Contributions Act. Yana ba da kuɗi ga Social Security (6.2% kan albashi har zuwa $184,500 a 2026) da Medicare (1.45% kan duk albashi, da ƙari 0.9% kan masu babban kuɗin shiga). Duk ma'aikaci da mai aiki suna biyan kowane ɗayan waɗannan kuɗaɗen — don haka haɗaɗɗen kuɗin Social Security shine 12.4% gaba ɗaya.
Wannan na'urar lissafi tana amfani da matakan IRS na 2026 ga jimillar albashin shekara da aka cire daidaitaccen cirewa. Ainihin riƙewa ya dogara da zaɓukan W-4 ɗinka, wasu hanyoyin samun kuɗi, cirewa daki-daki, da fa'idodin kafin haraji kamar gudummawar 401(k) ko kuɗin inshorar lafiya, waɗanda ke rage kuɗin shigarka mai haraji.
A cikin 2026, jihohi tara ba sa harajin kuɗin shiga na mutum ɗaya: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, da Wyoming. Na'urar lissafi tana nuna 0% ga waɗannan jihohin kai tsaye — mazauna suna riƙe da ƙarin kuɗi daga kowane albashi.
Adadin da aka riga aka cika shi ne mafi girman adadin harajin kowane jiha na shekarar 2026 (tushe: Tax Foundation). Yawancin mutane suna biyan ƙaramin adadi saboda harajin kuɗin shiga na jiha shima yana da matakai a yawancin jihohi. Gyara filin adadin don dacewa da matakin ku na ainihi, ko amfani da shi azaman kiyasin mafi muni.
e-Buhalteris na taimaka maka wajen bin diddigin invois, kuɗaɗen kashewa da harkokin kuɗin kasuwanci.
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